Plan Benefit Highlights
The UF student health insurance plan is a full major medical plan administered by UnitedHealthcare StudentResources (UHCSR). The policy is comparable to Gold level plans on marketplace and accesses a national PPO network. The plan will cover students on or away from campus.
Quick Facts
- $200 annual deductible (waived for services at SHCC)
- $25 office visit copay (waived for services at SHCC)
- No charge for preventive care/screening/immunization
- 80% coverage for diagnostic services/treatment at a network provider
- 70% coverage for diagnostic services/treatment at a an out-of-network provider
- Prescription coverage with $20, $30, and $50 copay depending on drug tier
- 1 dental exam and cleaning per policy year
- 1 eye exam per policy year with $100 max
- One-time referral needed from the Student Health Care Center for outpatient treatment. Please see plan Certificate of Coverage for exceptions.
University-Sponsored Health Insurance Plan Details
You can find details about what your health plan covers in the documents below. The Summary of Benefits and Coverage (SBC) gives a short overview of costs and services, and the Certificate of Coverage explains all the plan rules and benefits in detail.
Summary of Benefits & Coverage (SBC)
The Summary of Benefits and Coverage (SBC) gives a short, easy-to-read overview of what the plan pays for and what you might have to pay. It helps you compare this plan to others.
Certificate of Coverage
The Certificate of Coverage gives all the detailed rules, costs and benefits of the plan. It explains exactly how the insurance works.
How to Set up Account
UHCSR Member Videos
Click the link below to be directed to UHCSR’s library of videos for members.
Additional Resources
UHCSR Member FAQs
Click the link below to be directed to UHCSR’s FAQ page.
How To Get Your Insurance Card
If you need to use your insurance when classes start but don’t have your insurance information yet, call UnitedHealthcare StudentResources at 1-800-996-4698. They can check that you’re enrolled and send you a digital insurance card.
Coverage Dates and Rates
2024-2025 Policy Year
| Rates for: | Annual (THROUGH UHCSR ONLY) | Fall | Spring | Spring/Summer (THROUGH UHCSR ONLY) | Summer C | Summer A | Summer B |
|---|---|---|---|---|---|---|---|
| –– | 8/16/24-8/15/25 | 8/16/24-1/12/25 | 1/13/25-5/11/25 | 1/13/25-8/15/25 | 5/12/25-8/15/25 | 5/12/25-6/29/25 | 6/30/25-8/15/25 |
| Student | $3,185 | $1,308 | $1,039 | $1,877 | $838 | $428 | $410 |
| Spouse | $3,135 | $1,288 | $1,022 | $1,847 | $825 | $421 | $404 |
| One Child | $3,135 | $1,288 | $1,022 | $1,847 | $825 | $421 | $404 |
| Two or More Children | $6,270 | $2,576 | $2,044 | $3,694 | $1,650 | $842 | $808 |
| Spouse and Two or More Children | $9,405 | $3,864 | $3,066 | $5,541 | $2,475 | $1,263 | $1,212 |
2025-2026 Policy Year
| Rates for: | Annual (THROUGH UHCSR ONLY) | Fall | Spring | Spring/Summer (THROUGH UHCSR ONLY) | Summer C | Summer A | Summer B |
|---|---|---|---|---|---|---|---|
| –– | 8/16/25-8/15/26 | 8/16/25-1/12/26 | 1/13/26-5/11/26 | 1/13/26-8/15/26 | 5/12/26-8/15/26 | 5/12/26-6/29/26 | 6/30/26-8/15/26 |
| Student | $3,039 | $1,250 | $987 | $1,782 | $795 | $406 | $389 |
| Spouse | $2,974 | $1,230 | $970 | $1,752 | $782 | $399 | $383 |
| One Child | $2,974 | $1,230 | $970 | $1,752 | $782 | $399 | $383 |
| Two or More Children | $5,948 | $2,460 | $1,940 | $3,504 | $1,564 | $798 | $766 |
| Spouse and Two or More Children | $8,922 | $3,690 | $2,910 | $5,256 | $2,346 | $1,197 | $1,149 |